Terms of Use

1. Agreement to Terms

By accessing and using the Serene-prairie website (serene-prairie.com) and our services, you agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use our website or services.

2. Description of Services

Serene-prairie provides financial education services including but not limited to budget planning consultations, debt management guidance, investment education courses, and retirement planning workshops. Our services are educational in nature and do not constitute regulated financial advice.

3. Eligibility

To use our services, you must be at least 18 years of age and a resident of the United Kingdom. By using our services, you represent and warrant that you meet these eligibility requirements.

4. Educational Nature of Services

All content and services provided by Serene-prairie are for educational and informational purposes only. We do not provide:

• Regulated financial advice
• Investment recommendations
• Tax advice
• Legal counsel

For specific financial advice tailored to your circumstances, please consult a qualified and regulated financial adviser.

5. User Responsibilities

When using our website and services, you agree to:

• Provide accurate and truthful information
• Use the services only for lawful purposes
• Not attempt to gain unauthorised access to our systems
• Not reproduce, distribute, or create derivative works from our content without permission
• Respect the intellectual property rights of Serene-prairie and third parties

6. Booking and Payment

When booking services through our website:

• Prices are quoted in British Pounds (GBP) and include VAT where applicable
• Payment is due at the time of booking unless otherwise agreed
• Cancellations made more than 48 hours before a scheduled session are eligible for a full refund
• Cancellations made within 48 hours may be subject to a cancellation fee
• We reserve the right to reschedule sessions with reasonable notice

7. Intellectual Property

All content on the Serene-prairie website, including text, graphics, logos, images, and software, is the property of Serene-prairie or its content suppliers and is protected by United Kingdom and international copyright laws. You may not:

• Copy, modify, or distribute our content without written permission
• Use our trademarks or branding without authorisation
• Remove any copyright or proprietary notices from materials

8. Limitation of Liability

To the fullest extent permitted by law:

• Serene-prairie shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services
• Our total liability for any claim arising from these terms or your use of services shall not exceed the amount paid by you for the specific service in question
• We do not guarantee any specific financial outcomes from applying the knowledge gained through our educational services

9. Disclaimer

Our website and services are provided on an "as is" and "as available" basis. We make no warranties, expressed or implied, regarding:

• The accuracy or completeness of content
• The availability of the website
• The results that may be obtained from using our services

10. Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only, and we do not endorse or take responsibility for the content, privacy policies, or practices of these external sites.

11. Modifications to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the website. Your continued use of our services following any changes constitutes acceptance of the revised terms.

12. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of England and Wales. Any disputes arising from these terms or your use of our services shall be subject to the exclusive jurisdiction of the courts of England and Wales.

13. Severability

If any provision of these Terms of Use is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

14. Contact Information

For questions about these Terms of Use, please contact us:

Serene-prairie
47 Kensington Court
London, W8 5DP
United Kingdom

Email: [email protected]